Compare the top car insurance companies of 2026, including State Farm, NJM, Erie, Amica, Shelter, and more. View monthly rates, customer service scores, claims satisfaction, and complaint data to find the best auto insurance for your needs.
best car insurance california
| Company | Best For | Full Coverage Price | Customer Service | Claims Satisfaction | Complaints |
|---|---|---|---|---|---|
| State Farm | Best overall | $134/mo | Good | Great | 16% fewer |
| NJM | Best regional insurer | $156/mo | Great | Best overall | 84% fewer |
| Erie | Cheapest rates | $115/mo | Excellent | Excellent | 18% fewer |
| Amica | Best customer service | $232/mo | Great | Excellent | 43% fewer |
| Shelter | Best coverage options | $171/mo | Good | — | 62% fewer |
| Farm Bureau | Best local-agent support | $159/mo | Good | — | 34% fewer |
| Auto-Owners | Best for families with teens | $145/mo | Good | Below average | 54% fewer |
| American Family | Best online tools | $168/mo | Good | Average | 53% fewer |
| Nationwide | Best discounts | $200/mo | Good | Great | 30% fewer |
| USAA | Military members & veterans | $110/mo | Best | Great | 31% more |
